(262) 725-1505
Loan Factory NMLS #320841
San Jose, California
Find the right home with a personalized mortgage plan.
Get a free purchase analysis with Travis Egan. We will review your goals, walk through available options, and help you understand a clear path toward your next home.
Personalized guidance
Multiple options
Local support
A home strategy built around your situation.
Explore several common financing paths and get help identifying the option that fits your goals.
Conventional
Flexible financing for qualified buyers with a variety of down payment options.
FHA
A popular option for buyers who may benefit from more flexible qualification guidelines.
VA
Mortgage options designed for eligible veterans, active-duty service members, and qualifying spouses.
USDA
Financing options that may be available for eligible properties and qualified borrowers in designated areas.
From questions to a clear
mortgage game plan.
STEP 1
Tell us your goals
Share what you are trying to accomplish, your timeline, and where you are in the homebuying process.
STEP 2
Review your options
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STEP 3
Move forward confidently
When you are ready, complete your application and continue toward pre-approval and your home purchase.
Ready to see what your homebuying options could look like?
Start with a free purchase analysis, or move directly to the secure online mortgage application.
How do I know which mortgage is right for me?
The right mortgage depends on your goals, budget, property, credit profile, down payment, and other qualification factors. A mortgage professional can help you compare available options for your situation.
Can I buy a home with a low down payment?
Some mortgage programs allow lower down payments, and certain eligible borrowers or properties may qualify for programs with no down payment. Qualification requirements vary.
How long does the mortgage process take?
Timing varies based on the loan type, property, documentation, appraisal, title work, underwriting, and other factors. Your loan officer can give you a more specific timeline after reviewing your scenario.
Can I get pre-approved before I find a home?
Yes. Getting pre-approved before house shopping can help you better understand your potential price range and prepare for making an offer.
This website is for informational purposes only and does not constitute an offer or commitment to lend. Mortgage terms, rates, programs, and qualification requirements are subject to change and may vary based on individual circumstances. Not all applicants will qualify. Please consult a licensed mortgage professional for guidance specific to your situation.
Loan Factory NMLS #320841
2195 Tully Road San Jose, California 95122
(262) 725-1505
Travis Egan NMLS #655284
Loan Factory NMLS #320841
Equal Housing Opportunity | Equal Housing Lender